Modularity
Use only the pieces you want.
Own the steps you care about and hand off the rest. Take a single piece or the whole flow — the homeowner gets the same clean, smooth experience either way, and it all lands as one tidy record.
Mix and match
Pick who runs each step.
Tap any step to switch who handles it — you or OneApp. The homeowner never notices the handoff; it feels like one smooth journey from start to finish.
A home-improvement loan, step by step
You run it
OneApp runs it
01ApplicationYou run it
02Pre-qualifyOneApp
03Approve & priceYou run it
04Show the offerOneApp
05Sign documentsYou run it
06Verify the homeownerAlways OneApp
There's one step we always handle: checking that the homeowner is really who they say they are. That happens on the homeowner's own phone, never through the contractor — so the person taking on the loan is always the person who agreed to it.
Start simple, go deeper
Begin in an afternoon. Grow in over time.
You don't have to do a big build to get started. Begin with a ready-made page, then bring more of it onto your own site whenever you're ready. Nothing forces you to take the whole thing on day one.
- A hosted page or a link you drop in — live in an afternoon
- An embedded piece that sits right inside your own site
- The full connection for your engineers, when you want everything
- Move up a level whenever it suits you — no restart, no rebuild
Three ways to begin
Level 1A hosted page or a link you drop inEasiest start
Level 2An embedded piece on your own siteYour look, your domain
Level 3The full connection for your engineersEverything, your way
Same flow, one clean record
No matter who runs a step, it's one trail.
Whether you handle a step or we do, it all flows into a single record of the loan — one clear story from first click to funded. The homeowner never feels the seams between the parts you run and the parts we do.
- One continuous record, not a pile of disconnected pieces
- The homeowner sees a smooth journey, not a series of handoffs
- Every step lines up the same way, every time
- Easy to follow back later — who did what, and when
01 · ApplicationYou · done
02 · Pre-qualifyOneApp · done
03 · Approve & priceYou · done
04 · Show the offerOneApp · done
05 · Sign documentsYou · done
For your engineers
Connect as much, or as little, as you like.
When you're ready to go all in, your team connects to OneApp with clean, modern tools and clear, friendly guides — and takes exactly the pieces they want.
# Take just the pieces you want
use application # you run it
use pre_qualify # OneApp runs it
use offer # OneApp runs it
use signing # you run it
# It all lands as one clean record
→ ready "one smooth flow for the homeowner"
Your stack. Your call.
Own your lending stack.
Run the whole thing · use a few pieces · or just route — your call, loan by loan.