Compliance
The careful parts, handled.
Built so you don't lie awake over the risky parts. The right person applies, decisions are fair and explainable, and there's a clean record of everything. Your own team and counsel set the specific rules.
Built to be trusted
The protections people care about, working quietly in the background.
The right person, every time
The homeowner is verified on their own phone before anything is signed or funded. The contractor can't stand in for them.
Fair, explainable decisions
Every applicant gets the reasons in plain language, and the same rules apply to everyone — no special cases, no guesswork.
A clear record of everything
Every approval, disclosure and signature is saved and time-stamped, so you can show exactly what happened and when.
Your data stays yours
You run it in your own cloud. The homeowner's information lives with you, not with us.
Honest pricing
Fees are shown plainly and folded into the real rate the homeowner sees — nothing hidden, nothing buried in the fine print.
One set of rules, no drift
The same checks run on every application, every time. Nothing slips through because someone was in a hurry.
Our stance
Compliance-aware, configured by you.
OneApp gives you the controls. Your team and your counsel decide the specifics for where you lend — what to check, what to disclose, and how to decide. We make those choices easy to set and easy to keep.
- You set the rules; we make sure they run every time
- Adjust the specifics for each place you do business
- OneApp Finance is a software company — not a lender, and not a law firm
- Nothing here is legal advice
Who decides what
01The rulesYou
02The controlsOneApp
03The decisionsYou
04The recordOneApp
Straight answers
Questions people ask first.
Are you the lender?
No — you are. We're the software you run to make the lending happen. The loans, the money and the relationship with the homeowner are all yours.
Do you give legal advice?
No. We're a software company, not a law firm. Your own counsel decides what's required where you lend, and you configure the rules to match.
Whose rules apply?
Yours. Your team sets the credit rules, the disclosures and the checks. OneApp gives you the controls and then runs your rules the same way on every application.
Where does borrower data live?
In your own cloud. The homeowner's information stays with you, not with us, so you stay in control of it.
Can you handle different states?
The rules are configurable, so you can adjust the specifics for each place you do business. Your counsel sets what's needed; OneApp keeps it running.
The careful parts, handled.
Lend with a clear head.
The right person · fair and explainable · a clean record · your data, your cloud.